Heat oil in a heavy bottomed pan.
Add mustard seeds.
When mustard seeds splutter, add chana dal, urad dal, cumin seeds, dry red chilli and stir till urad dal turns golden.
Add curry leaves.
Add chopped veggies.
Add turmeric powder, red chilli powder, jaggery, salt and 1/4 cup of water.
Cover and let it cook on medium heat. As this is a dry side of vegetable, there should not be any water left at the end of cooking. So, add more water as and when needed.
Stir occasionally.
When vegetables are almost cooked, add grated fresh coconut(or defrosted, grated frozen coconut)
Cover and cook until vegetables are cooked.
Add saarina pudi/rasam powder, if using. Mix and turn off the heat.
Serve palya with rice, roti/chapathi.